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20,Nov,2017

Will My Health Insurance Cover the Cost of A Gay Drug Rehab Center?

Choosing to go to rehab is a courageous step for you to take when you are sick and tired of being sick and tired and want to start the journey of recovery. Unfortunately, the daunting task after deciding to go to rehab is figuring out how to pay for it. Most insurance companies cover at least some portion of the cost of addiction treatment. If you identify as gay, a LGBT-specific rehab center will be in your best interest.

  • You will be surrounded by peers who can relate to you.
  • The staff will be equipped to work on your underlying issues of your addiction that have to do with being gay.
  • You do not have to worry about being judged.
  • You do not have to worry about being harassed or discriminated.
  • You do not have to worry about issues arising surrounding sleeping and housing arrangements.

A LGBT-specific rehab center will render you with a higher chance of a successful recovery and will be more beneficial for you because you will be in an environment that is sensitive to your needs and has a staff that is experienced in dealing with common issues the LGBT community faces.

Health Insurance Covering LGBT-Specific Rehab

Health insurance generally tends to cover the bare minimum for addiction treatment, which is 30 days of inpatient treatment, in-state rehabs, and non-specialty rehabs. Most of the features health insurance covers for addiction treatment are not beneficial for the people. As you already may know, health insurance covering certain rehabs is more of a complex issue than covering a general rehab.

Whether or not you will receive coverage for addiction treatment depends on your specific health insurance plan. Every individual health insurance plan has their own policies regarding the features that they cover for addiction treatment and which treatment centers they cover. In order to find out if your health insurance covers any of your treatment, you must call your health insurance company and speak with a representative.

It is important for you to be cognizant about in-network providers and out-of-network providers. If you choose an in-network provider, you will receive more coverage and additional benefits. If you choose an out-of-network provider, which is most likely what an LGBT-specific rehab center will be, you may receive lower coverage and no additional benefits. However, choosing an out-of-network provider does not mean you will be completely uncovered. Most likely, your insurance will cover at least some portion of the cost.

If your health insurance absolutely does not cover any of the costs for treatment, there are others sources you can turn to for financial aid.

  • Treatment scholarships
  • Scholarships or grants from charities
  • Personal Loans
  • Switching health insurance plans or companies
  • Your job
  • Friends and Family
  • Public Assistance

Recovery should not come at a cost, but in modern society, it unfortunately can come at a very high cost. You should not have to sacrifice going to a rehab center that is most beneficial for you because of the cost. Inspire Recovery Center is an outstanding LGBT-specific rehab center in South Florida. Call them today at (561) 899-6088 to ask them about coverage, financial aid, and admission. They can steer you in the right direction.

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