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Does Inspire Recovery Take Cigna Insurance?

When you or a loved one is searching for LGBTQ-affirming addiction treatment, insurance coverage is often one of the first questions. Many people ask: Does Inspire Recovery take Cigna insurance? The answer is yes, but with some important details. Inspire Recovery is credentialed with Cigna, and while we are not officially in-network, we can often work with Cigna policies that include out-of-network benefits. Even when those benefits are not clear, we can pursue Single Case Agreements (SCAs) so clients can still access our programs.

That means you may not have to worry about missing out on affirming care just because your policy isn’t straightforward. Our admissions team helps navigate this process every day, and we are here to confirm coverage quickly so that treatment can begin without delay.

Why LGBTQ-Affirming Care Matters

For the LGBTQ community, addiction recovery is not just about treatment—it’s about being seen, understood, and affirmed. Too often, traditional rehab programs fail to recognize how trauma, stigma, and identity-based stress impact recovery. Inspire Recovery was created by and for LGBTQ people to fill that gap.

Our programs integrate trauma-informed care with a deep understanding of sexual orientation, gender identity, and the specific traumas our community faces. That includes higher rates of discrimination, rejection, and substance use. By offering a space where no one has to explain or defend who they are, we create a stronger foundation for long-term sobriety.

Cigna Insurance and Out-of-Network Coverage

If you’re asking “Does Inspire Recovery take Cigna Insurance?” the next question is usually: what does that really mean for coverage?

Cigna policies vary widely, but many include out-of-network (OON) benefits. That means even if a treatment center isn’t in the Cigna network, services may still be covered. The percentage depends on your specific plan, but our admissions specialists can review your policy and explain what’s possible.

And if your plan does not offer OON benefits, we don’t stop there. Inspire Recovery often works directly with Cigna through Single Case Agreements (SCAs). These agreements are special authorizations that allow a client to receive care at Inspire Recovery even without standard OON coverage. Because we specialize in LGBTQ-affirming treatment, Cigna has granted most of these agreements in the past.

What Levels of Care Inspire Recovery Provides

At Inspire Recovery, we provide structured, affirming programs that support clients through every step of early recovery. Our main levels of care include:

  • Partial Hospitalization Program (PHP): A structured day program with intensive clinical and therapeutic support.
  • Intensive Outpatient Program (IOP): Flexible treatment that allows clients to work, attend school, or begin transitioning back to daily life while still receiving focused care.
  • Outpatient Program (OP): Continued therapy and support with fewer hours per week to maintain progress.

This continuum of care ensures clients receive the right level of treatment for their needs, whether they are just beginning their recovery journey or transitioning from a higher level of support.

Why Cigna Members Choose Inspire Recovery

Clients with Cigna insurance often choose Inspire Recovery because they need more than just a generic treatment program. Our focus is on the LGBTQ community, which makes us a unique and affirming option. When combined with our ability to work with Cigna policies, it creates access to care that feels safe, affirming, and effective.

The Benefits of Inspire Recovery’s LGBTQ-Affirming Approach

Inspire Recovery integrates identity, mental health, and recovery. Our team recognizes that addiction often intersects with trauma, gender dysphoria, and minority stress. Clients benefit from evidence-based therapies delivered in a supportive, affirming environment.

Here are just a few of the advantages of choosing Inspire Recovery:

  • Trauma-informed care that acknowledges past and current struggles.
  • Therapists who are trained and experienced in LGBTQ issues.
  • Group sessions where clients connect with peers who share similar experiences.
  • A recovery community where authenticity is valued.

This combination allows healing to take place without the fear of judgment or misunderstanding.

Does Inspire Recovery Take Cigna Insurance for All Programs?

In most cases, yes. Whether you are entering PHP, IOP, or OP, our admissions team works directly with Cigna to confirm benefits. Each policy is unique, so the exact coverage varies. That’s why the best step is to call our admissions specialists, who can verify benefits in minutes.

When necessary, our team will pursue a Single Case Agreement so that your care is approved. That makes Inspire Recovery accessible to Cigna members who may not otherwise be able to attend.

The Process of Verifying Cigna Insurance

Wondering how to start? The process is simple:

  1. Call our admissions line at 561-786-2655.
  2. Provide your insurance details.
  3. We verify your benefits with Cigna.
  4. We explain your coverage and any potential costs.
  5. You begin treatment as soon as you are ready.

This approach removes the guesswork and helps you focus on recovery instead of paperwork.

The Importance of LGBTQ-Specific Treatment

Addiction treatment works best when clients feel safe and understood. Unfortunately, many programs overlook the unique external traumas faced by LGBTQ individuals. Inspire Recovery was built by LGBTQ people to change that and has become the leader in what affirming care loks like in drug treatment.

By combining specialized clinical care with a strong sense of community, we create an environment where clients feel at home while they heal. Our goal is not just sobriety, but long-term wellness that includes self-acceptance, authenticity, and community connection.

 Yes. Inspire Recovery is credentialed with Cigna and often works with Cigna plans that include out-of-network benefits. We also obtain Single Case Agreements for many clients so that treatment is covered.

We can often secure a Single Case Agreement directly with Cigna. This allows coverage even if your plan does not include OON benefits.

Cigna covers PHP, IOP, and OP levels of care, depending on your plan.

The best way is to call 561-786-2655. Our admissions team can verify your benefits quickly and explain the details.

Call Today to Verify Your Cigna Coverage

If you are asking “Does Inspire Recovery take Cigna Insurance?” the answer is yes—and we are ready to help you begin treatment. Our LGBTQ-affirming programs provide the care and support you deserve, and our admissions team makes insurance verification simple.

Call 561-786-2655 today. We are available 24/7 to answer your questions and confirm your benefits so that you can begin your recovery journey with confidence.

Are you or is someone you know addicted to drugs?

Call Inspire Recovery today at 561-899-6088 for a free & confidential consultation.